Master Disclaimer Language — RentGuard NYC

Last updated: 2026-05-08

This document contains nine distinct disclaimer blocks: three product surfaces (Building Risk Report, Lease Review Tool, FARE Act Compliance Check) × three length variants (Short / Long / Pre-Output Framing). It also contains the cross-surface affiliate disclosure and the "we are not" block referenced by the Terms of Service and Privacy Policy.

This is the canonical source. Embed individual blocks in product UI, marketing pages, and the appropriate sections of the ToS and Privacy Policy.

1. Building Risk Report

1.1 Building Risk Report — Short (footer / one-line)

Public-record indicators only. Not a recommendation, not an investigation, and not legal or real-estate advice.

1.2 Building Risk Report — Long ("What this is" panel)

What this is. RentGuard NYC retrieves and summarizes information that NYC agencies have made publicly available about this building — including HPD violations, DOB complaints, 311 housing-related complaints, NYC Marshal eviction filings, the HPD-registered owner of record, and listing on the NYC Public Advocate's Worst Landlord Watchlist.

What this is not. This report is not an investigation, not a recommendation, and not legal, real-estate, financial, or insurance advice. We do not verify whether the records are current, whether violations have been cured, whether complaints were substantiated, or whether the building's actual condition matches the public record. We are not a real estate broker or licensed real estate professional, a tenant advocacy organization, or a law firm.

How to use it. Use this report as a starting point for your own due diligence. Visit the building. Talk to current tenants. Check the underlying NYC.gov sources we cite at the bottom of the report. If a serious concern shows up here, consult a qualified attorney or a tenant-rights organization before acting.

Sources. All facts in this report come from the NYC.gov Open Data sources listed below. The plain-English summary at the top is generated by an AI model (gpt-4o-mini) operating only on those retrieved facts; it adds no information of its own. AI summaries can contain mistakes — always check the cited records.

1.3 Building Risk Report — Pre-Output Framing (shown above the AI-generated summary)

The summary below was written by an AI model from public records. It restates what NYC agencies have on file about this building. It is not a verdict on the building, the owner, or the manager, and it is not advice about whether to rent here. Always check the cited records yourself before relying on anything in this summary.

2. Lease Review Tool

2.1 Lease Review Tool — Short (footer / one-line)

Educational information about NY rental law. Not legal advice and not a substitute for an attorney.

2.2 Lease Review Tool — Long ("What this is" panel, also embedded in paywall)

What this is. RentGuard NYC's lease review reads the text of your uploaded lease and identifies clauses that match patterns in our NYC-specific clause library. For each match, the report tells you what the clause appears to say, which New York statute or regulation the clause relates to, and a severity flag indicating how the law treats clauses of that type. Examples include rent stabilization misrepresentation, security-deposit terms post-HSTPA 2019, FARE Act broker-fee provisions, NYC bedbug disclosure requirements, late-fee provisions, and pet-policy provisions that may interact with service-animal protections.

What this is not. This is not legal advice. It is not a substitute for a lawyer. It does not analyze your specific lease against your specific facts, and it does not tell you whether to sign, what to negotiate, what to demand, or what to refuse. The product produces general information about NY rental law as it relates to clauses matching certain patterns. Whether any particular clause is enforceable, how it would be interpreted by a court, and what you should do about it are questions only a licensed New York attorney can answer for you.

We are not a law firm. RentGuard NYC is not a law firm and we do not provide legal services. No attorney-client relationship is created by your use of this product. Submitting your lease to the tool does not create any duty of confidentiality of the kind that would exist with an attorney; it is governed by our Privacy Policy and Terms of Service.

AI processing. Your lease text is processed by Anthropic's Claude (or a comparable US-hosted AI model) to identify clauses against our library. The model may make mistakes — it may miss clauses, misclassify clauses, or describe a law inaccurately. Always verify against the cited statute and consult an attorney before acting.

If you have a specific legal question. Consider contacting Legal Services NYC, the Legal Aid Society's Tenants' Rights Hotline, JustFix.nyc, or a private attorney admitted in New York. We do not refer users to specific lawyers and we do not have a referral relationship with any law firm.

2.3 Lease Review Tool — Pre-Output Framing (shown above the report)

The report below explains what your lease appears to say and which New York laws it relates to. It does not tell you what to do. It is not legal advice and it is not a substitute for talking to a New York attorney. If something in this report concerns you, talk to a lawyer before signing or before taking action against your landlord.

3. FARE Act Compliance Check

3.1 FARE Act Compliance Check — Short (footer / one-line)

Factual check against the NYC FARE Act. Not legal advice. DCWP, not RentGuard, decides FARE Act violations.

3.2 FARE Act Compliance Check — Long ("What this is" panel)

What this is. RentGuard NYC's FARE Act check reviews a listing or a lease term and reports whether it appears to charge a tenant for the services of a broker the tenant did not hire — the conduct that NYC's FARE Act (Local Law 2024/119, in effect since June 11, 2025) regulates.

What this is not. This is not a legal determination. The NYC Department of Consumer and Worker Protection (DCWP) administers and enforces the FARE Act. Whether any particular listing or lease term is in fact a FARE Act violation is a question for DCWP, not for us. The check tells you what the law says and how the listing or lease term lines up with it; it does not tell you whether you have a winning complaint or whether you should file one.

Complaint letter generator. If our check flags a possible violation, you may use our DCWP complaint letter generator to produce a draft letter. The draft is for your review only. You decide whether to submit it. You are responsible for the accuracy of any letter you submit to DCWP. We are not your representative and we do not file on your behalf.

Sources. Cited NYC Administrative Code provisions and DCWP guidance are linked in the report.

3.3 FARE Act Compliance Check — Pre-Output Framing (shown above the result)

The check below compares the listing or lease term to the FARE Act. Whether DCWP would treat any particular fact pattern as a violation is up to DCWP. This is not legal advice and it is not a guarantee that filing a complaint will succeed.

4. Cross-Surface Affiliate Disclosure

4.1 Affiliate Disclosure — Short (at point of click-through)

RentGuard NYC earns a commission if you purchase through this link. The information shown above is generated independently of that commission, but you should know about it.

4.2 Affiliate Disclosure — Long (in ToS and in dedicated "How we make money" page)

RentGuard NYC earns affiliate commissions from Lemonade renters insurance ($25.50 per qualified policy purchase) and from Bellhop and Moved moving services ($20–$50 per qualified lead). We disclose this commission at the point of click-through, in our Terms of Service (Section 5), and on a dedicated "How we make money" page.

What this means. When you click an affiliate link and purchase or sign up, we receive a commission from the third-party provider. We do not receive a commission from any landlord, building owner, real estate broker, or law firm. Our building risk reports, lease review reports, and FARE Act compliance checks are generated independently of any commercial relationship and are not adjusted to favor or disfavor any landlord or building.

Why this matters. FTC Endorsement Guides require us to disclose this relationship clearly so that you can take it into account. We do.

5. Cross-Surface "We Are Not" Block

RentGuard NYC is not. RentGuard NYC is not a law firm and does not provide legal services. We are not a real estate broker or licensed real estate professional. We are not a tenant advocacy organization. We are not an insurance broker (we link to Lemonade as an affiliate; Lemonade is the licensed insurer). We are not affiliated with the City of New York, the New York City Department of Housing Preservation and Development, the New York City Department of Buildings, the New York City Department of Consumer and Worker Protection, the NYC Public Advocate, or any other government agency. References to public-record sources do not imply endorsement by those agencies.

End of master disclaimer language.